Pacific View Financials | Asset Based Loans

Put Your Assets to Work for Your Business

Asset-based loans convert your physical and financial assets into quick cash, helping you meet immediate business needs.

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Asset-based loans provide small businesses with working capital by using business assets—such as inventory, accounts receivable, equipment, or other owned property—as collateral. This means the lender is secured by the business's assets, reducing the loan's risk. Generally, the more liquid the asset, the less risky the loan is for the lender. Asset-based loans are secured, meaning they can be less risky and offer benefits over unsecured loans, such as potentially lower interest rates.

Since these loans are secured through collateral, lenders determine the amount of financing based on the value of the assets provided. The available funding may vary depending on the type of collateral and the lender’s specific terms.

Loan Amount: Borrow from $50,000 up to $10 million

Loan Terms: Flexible terms from 6 months to 36 months

Payment Frequency: Choose fixed daily, weekly, or monthly payments.

How It Works

Application

Review

Funding

Easy Application

Submit a fast application with simple questions — no paperwork, no hassle.

Review & Approval

We analyze your business, verify your details, and match you with the perfect offer.

Get Funded!

Choose your offer and receive capital fast — most clients get funded within hours.

Valid Form Of Identification

Provide a valid, government-issued ID such as a driver's license or passport.

Last 3 Months Of Business Bank Statements

Submit your business’s last 3 months of bank statements to verify cash flow and financial stability.

Asset-Based LoansFAQs

How does asset-based lending work?
Asset-based lending provides businesses with immediate capital by using their assets as collateral. Lenders typically assess the value of these assets to determine the loan amount.
Who is eligible for asset-based loans?
Businesses with valuable assets, such as inventory or receivables, are eligible for asset-based loans, especially those in need of short-term financing.
What are the advantages of asset-based lending?
Asset-based lending offers faster access to capital, less reliance on credit scores, and flexible funding based on the value of your business assets.
What types of assets can be used for asset-based loans?
Common assets used for collateral in asset-based loans include inventory, accounts receivable, machinery, equipment, and real estate.
What do I need to qualify for an asset-based loan?
To qualify for an asset-based loan, businesses typically need valuable assets that can serve as collateral, along with a solid business history and a proven ability to repay the loan.

Have Questions?

Curious about financing? Our advisors are ready to give you the answers with a smile!

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How It Works

Easy Application

Review & Approval

Get Funded!

Valid Form Of Identification

Last 3 Months Of Business Bank Statements

Asset-based lending provides businesses with immediate capital by using their assets as collateral. Lenders typically assess the value of these assets to determine the loan amount.

Businesses with valuable assets, such as inventory or receivables, are eligible for asset-based loans, especially those in need of short-term financing.

Asset-based lending offers faster access to capital, less reliance on credit scores, and flexible funding based on the value of your business assets.

Common assets used for collateral in asset-based loans include inventory, accounts receivable, machinery, equipment, and real estate.

To qualify for an asset-based loan, businesses typically need valuable assets that can serve as collateral, along with a solid business history and a proven ability to repay the loan.