Pacific View Financials

Long-Term Flexibility, Courtesy of Uncle Sam

SBA loans are like a financial hug from the government—low interest, extended terms, and a whole lot of growth potential.

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An SBA Loan, or Small Business Administration Loan, is a funding program facilitated by the SBA and partially backed by the government. It works in partnership with financial institutions to provide small businesses with access to working capital that may otherwise be out of reach. Although qualifying for an SBA loan can be more challenging, they offer the benefits of longer repayment terms and lower interest rates. SBA loans are an excellent option for businesses seeking to grow, purchase equipment, invest in technology, or simply secure additional working capital.

SBA loans generally range from $500 to $5.5 million, depending on approval. Since the government partially guarantees the loan, it helps lower the lender’s risk, which results in more favorable rates and extended terms for the borrower.

Fixed Payments: Enjoy the simplicity of consistent monthly payments with no surprises.

SBA Loan Term Options: Loan terms are flexible, ranging from 1 year to 30 years, depending on your needs

Cost and Fees: You’ll be charged an interest rate or fixed fee, with potential for additional fees.

Flexible Loan Amounts: SBA loan amounts typically range from $500 to $5.5 million based on approval.

How It Works

Application

Review

Funding

Easy Application

Submit a fast application with simple questions — no paperwork, no hassle.

Review & Approval

We analyze your business, verify your details, and match you with the perfect offer.

Get Funded!

Choose your offer and receive capital fast — most clients get funded within hours.

Valid Form Of Identification

Provide a valid, government-issued ID such as a driver's license or passport.

Business Account & Routing Number

Provide your business’s active bank account and routing number to facilitate direct deposit and loan disbursements.

Bank Statements + Tax Returns

Submit your business’s last 3 months of bank statements to verify cash flow and financial stability.

Schedule Of Debts

Outlines all outstanding liabilities, including amounts owed, payment terms, and creditors.

SBA LoanFAQs

What are the eligibility criteria for an SBA loan?
While eligibility varies depending on the specific SBA program, key factors typically include the business being for-profit, operating within the USA, having invested equity, and showing difficulty obtaining financing from other sources.
How do I apply for an SBA loan?
To apply for an SBA loan, you’ll need to work with an SBA-approved lender and provide necessary documentation such as financial statements, business plans, and tax returns. Click Here
How can I check the status of my SBA loan application?
You can check the status of your SBA loan application by contacting your lender or using the SBA’s online portal, where you may receive updates.
What is an SBA Disaster Loan?
An SBA Disaster Loan is a government-backed loan designed to provide financial assistance to businesses affected by natural disasters, covering repairs, replacement of equipment, and other operational expenses.
Are SBA loans long-term loans?
Yes, many SBA loans, such as SBA 7(a) loans, offer long-term repayment options, with terms ranging from 5 to 25 years depending on the loan type.

Have Questions?

Curious about financing? Our advisors are ready to give you the answers with a smile!

Get A Quote

How It Works

Easy Application

Review & Approval

Get Funded!

Valid Form Of Identification

Business Account & Routing Number

Bank Statements + Tax Returns

Schedule Of Debts

While eligibility varies depending on the specific SBA program, key factors typically include the business being for-profit, operating within the USA, having invested equity, and showing difficulty obtaining financing from other sources.

To apply for an SBA loan, you’ll need to work with an SBA-approved lender and provide necessary documentation such as financial statements, business plans, and tax returns. Click Here

You can check the status of your SBA loan application by contacting your lender or using the SBA’s online portal, where you may receive updates.

An SBA Disaster Loan is a government-backed loan designed to provide financial assistance to businesses affected by natural disasters, covering repairs, replacement of equipment, and other operational expenses.

Yes, many SBA loans, such as SBA 7(a) loans, offer long-term repayment options, with terms ranging from 5 to 25 years depending on the loan type.