Commercial real estate loans help you acquire the right property to support your business’s future

Secure the property that fuels your business’s growth with a commercial real estate loan.

Commercial Real Estate Loan Explained

Commercial real estate loans are ideal for businesses looking to purchase, develop, or construct new property as well as current property. Businesses can apply for a commercial real estate loan/mortgage, which is secured by liens on the commercial property. As the name states, this is for commercial properties only and not for residential properties. The terms and rates differ from a traditional residential mortgage.

Uses for commercial real estate loans can vary, meaning businesses don’t have to acquire new property to apply. This loan can cover expenses such as refinancing or renovations on current business real estate in addition to covering new real estate property. Keep in mind, this type of financing is very different from a traditional residential mortgage that you would apply for when purchasing or refinancing residential property.

    Loan Amount: Borrow from $75,000 to $2 million based on your business needs.

    Loan Terms: Flexible terms ranging from 5 to 20 years.

    Payment Frequency: Enjoy the convenience of automatic monthly payments from your account on file.

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    Secure Financing: Get the funds you need with straightforward, predictable repayment terms.

How It Works

Application
Review
Funding

Easy Application

Submit a fast application with simple questions — no paperwork, no hassle.

Review & Approval

We analyze your business, verify your details, and match you with the perfect offer.

Get Funded!

Choose your offer and receive capital fast — most clients get funded within hours.

What You Need To Apply

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Valid Form Of Identification

Provide a valid, government-issued ID such as a driver's license or passport.

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Two years of tax returns or financials

Provide two years of tax returns or financial statements to help verify your business's financial history and support your loan application.

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Schedule of Debts

Outlines all outstanding liabilities, including amounts owed, payment terms, and creditors.

Commercial Real Estate LoansFAQs

  • Commercial real estate loans provide businesses with the capital needed to acquire, refinance, or improve commercial properties, secured by liens on the property. Approval depends on factors like loan-to-value ratios, differing from traditional residential mortgages.

  • If your business is planning to purchase, refinance, or renovate commercial property, a commercial real estate loan may be the ideal financing option.

  • To qualify for a commercial real estate loan, you'll typically need a solid business history, a sufficient credit profile, and the ability to prove the value of the property being financed.

  • Commercial real estate loans are available for various types of commercial properties, including office buildings, retail spaces, warehouses, and industrial properties.

  • Commercial real estate loan rates are influenced by factors like your business’s financial health, the type of property being financed, and the current market conditions, often resulting in higher rates than residential loans.

Have Questions?

Curious about financing? Our advisors are ready to give you the answers with a smile!